If you were denied disability insurance benefits from Unum, known to systematically deny benefits, then you will need a tenacious New Jersey Unum claims lawyer fighting for your rights. But, what is Unum?
Unum Group NYSE: UNM (“Unum”), formerly UnumProvident and First Unum, is a Fortune 500 insurance company and the largest disability insurer in the U.S. Unum and its subsidiaries offer individual and group insurance programs, including long and short term disability income protection, life insurance, long term care insurance, and voluntary critical illness insurance. Unum Group is composed of: Unum US, Unum UK and Colonial Life; and, underwriting insurers: The Paul Revere Life Insurance Company (“Revere”) and The Provident Life and Accident Insurance Company (“Provident”).
In 2000, insurance regulators in all fifty states, the District of Columbia and American Samoa participated in the examination of the claims handling practices of Unum Provident. The U.S. Department of Labor also launched an investigation of Unum’s practices involving employee benefit plans covered by the Employee Retirement Income Security Act. As a result, Unum entered into a Settlement Agreement, requiring Unum to change their claims practices and reassess all long term disability claims since January 1, 1997 that were denied for reasons other than settlement, death or reaching maximum benefits.
A seasoned New Jersey Unum claims lawyer recalled numerous plaintiffs initiated claims against Unum since 2001 for fraud, breach of contract, and bad faith with regards to denial of long term disability benefits, improper and delayed compensation, and unjust termination of benefits. A experienced New Jersey Unum claims lawyer has fought and continues to fight against Unum’s meritless denials of legitimate claims.
In the mid-2000, Unum was also found to have defrauded the U.S. by forcing customers to submit false claims for disability benefits to the Social Security Administration, playing a major role in bankrupting Social Security.
Seek a New Jersey Unum Claims Lawyer
If your claim was denied, was granted but later terminated, or you are applying for benefits, contact a New Jersey Unum claims lawyer with Uscher, Quiat, Uscher & Russo, P.C. at 800-797-5575.