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Leaving a rewarding career before you’re ready due to worsening health challenges is never easy. When you’ve invested untold time, money and resources into building that career, a career that’s a cornerstone of your identity, the decision can be excruciating -...
Damar Hamlin's shocking brush with death on the field during Monday Night Football's contest between the Buffalo Bills and the Cincinnati Bengals has once again brought attention to the welfare of both active and retired players and an utter lack of empathy by the...
People submitting long-term disability claims for fibromyalgia are frequently denied benefits and those who have taken their claims to court have found that judges often side with insurers. Why is fibromyalgia so frequently viewed as a non-disabling condition? Niemuth...
We recently wrote about a case where, through exceptional determination, an ERISA claimant was able to challenge a denial of benefits and win a chance at another appeal after the insurance company attempted to amend their denial of benefits in court with previously...
Resolute determination resulted in a recent court victory in an ERISA denial case. In Collier v. Lincoln Life Assurance Co. of Bos., the plaintiff's attorneys overcame denials from both plan administrators and a district court judge to revive their client's claim for...
Two recent cases - Bedwell v. Schlumberger Grp. Welfare Benefits Plan and Logan v. The Prudential Ins. Co. of Am. - have highlighted the small but pivotal distinction between one’s ability to perform duties in their “own occupation” versus “any occupation” regarding...
A common scene in TV shows and movies is a couple of guys sitting in a van down the street from an unsuspecting person’s home, conducting surveillance. Usually it’s law enforcement, but sometimes it’s a private company. Does this happen in real life? Absolutely....
An insurance company’s decision to end a patient’s long-term disability benefits was upheld in a recent ruling due to his doctor’s poor post-appointment report. The case is a prime example of how something as simple as quickly dashed-off notes can be weaponized by...
When you have a life insurance policy, you expect that it should be fairly simple. As long as you’re alive, the insurance company doesn’t have to do anything. When you pass away, they simply cut your family a check for the amount of insurance that you had. Of course,...
Employees in New Jersey who are covered by employer-sponsored disability insurance plans must exercise their rights within the deadlines outlined in the Employee Retirement Income Security Act of 1974 (ERISA). This act establishes your rights to access benefits and...