If a disability is keeping you from working, but you are having problems pursuing benefits from an employer-provided coverage plan, you are not alone. Many people struggle with the process of gaining eligibility for ERISA-governed benefits. Here are a few tips that...
Year: 2021
How to appeal an ERISA claim denial
The Employee Retirement Income Security Act of 1974 was established to address potential problems workers may have when needing benefits associated with their employment. New Jersey employers are required to provide specific information and updates for all employees...
Why ERISA long-term disability claims are confusing
Are you confused about the laws governing the filing of disability claims under ERISA? Has your claim been denied, and you're wondering why? If so, you're not alone. Many New Jersey residents seeking disability payments are often denied the first time around because...
Why ERISA claim denial may occur
Since the Employee Retirement Security Act of 1974, ERISA has been setting the minimum standards for health and retirement plans to protect those who are on these plans. Unfortunately, ERISA claims are wrongfully denied on a regular basis. If you're a New Jersey...
What evidence do you need to back up an ERISA claim?
As a worker in New Jersey, you have a right to file for an ERISA disability claim if you become injured and can no longer work. However, when you are preparing your claim, you must have certain evidence in place to support it. Here are the steps you have to take. Why...
What makes being an ERISA plan fiduciary significant?
If you're a working adult in New Jersey, retiring is likely an important part of your future. Fortunately, many employers offer retirement plans to their workers. If you have a retirement plan, you'll also have a fiduciary who helps administer and manage this plan....
What can you do if your ERISA claim for disability is denied?
In New Jersey, you have a right to file a claim for disability benefits through ERISA. If you have been injured or become ill and cannot work, you can get the benefits you need. Unfortunately, it’s not unusual for your claim to be denied. However, you have a right to...
Understanding own-occupation disability
In New Jersey, many disability companies offer policies with the term “own occupation” and many who purchase those policies believe that they are covered should they be unable to perform their job duties after an injury. However, it is important to understand what the...
How long can you appeal for an ERISA disability claim?
Filing an ERISA disability claim in New Jersey can seem like a long, drawn-out process. It's quite possible that your claim might get denied at first, but you can always file an appeal. The regulations of filing an appeal will depend on your employer as well as the...
Supreme Court to hear ERISA case
Some employees in New Jersey who have retirement plans may be affected by a case that the U.S. Supreme Court has agreed to hear. The issue at stake is one that district courts have different opinions on. A decision by the Supreme Court would resolve a dispute over the...