Leaving a rewarding career before you’re ready due to worsening health challenges is never easy. When you’ve invested untold time, money and resources into building that career, a career that’s a cornerstone of your identity, the decision can be excruciating -...
Long-Term Care
The NFL’s shameful history with disabled former players
Damar Hamlin's shocking brush with death on the field during Monday Night Football's contest between the Buffalo Bills and the Cincinnati Bengals has once again brought attention to the welfare of both active and retired players and an utter lack of empathy by the...
Can life insurance be denied?
When you have a life insurance policy, you expect that it should be fairly simple. As long as you’re alive, the insurance company doesn’t have to do anything. When you pass away, they simply cut your family a check for the amount of insurance that you had. Of course,...
Reasons for life insurance claim denials
Many New Jersey residents worry about their spouses, children, and other relatives' well-being. They may take out life insurance policies to help the beneficiaries if a tragic event occurs. However, some issues may lead to denied claims. Why insurers may deny claims...
Why should you read your insurance policy before buying it?
Like anything you are purchasing to protect yourself and your interests, it’s always a good idea to read through your insurance policy carefully before you buy it. While you may have an insurance agent answering questions and telling you that your understanding of...
Helpful tips for filing a long-term care claim
New Jersey residents who decide to purchase a long-term care (LTC) insurance policy are helping to ensure that in the event of advanced age or infirmity, their family members have access to help when they need it most. As you get older, you may need to have assistance...