Millions of people across America are living with some type of disability. These disabilities can vary in degree, and they are not always immediately apparent.
If you’re living with a hidden disability, this doesn’t mean that your life has not been impacted. It just means that it may not be so obvious to others. If your disability is hidden but you are still unable to work, then you may be entitled to long-term disability benefits under the Employee Retirement Income Security Act (ERISA). It’s important to note that these claims can be tricky, but with the appropriate legal guidance, it is possible to be successful.
Outlined below are just some of the more common types of hidden disabilities.
Fibromyalgia is a notoriously painful condition that causes pain in the musculoskeletal regions of the body. Unfortunately, the medical field is still largely puzzled by the causes of the condition, but research is improving all the time. As research in this area still has some way to go, insurance claims on this basis can be difficult to navigate. However, if fibromyalgia is making it impossible for you to work, then you should be able to receive some assistance.
Mental health conditions
Mental health conditions come in numerous forms. Depression, post-traumatic stress disorder (PTSD), and attention-deficit/hyperactivity disorder (ADHD) are some of the more common examples. While mental health conditions can be debilitating, they are not always easy to verify. If your mental health is impacting your ability to function each day and continue to work, then you might need a little help in the form of long-term disability benefits.
You’ll need the appropriate medical documentation and records to make your claim as strong as possible. By having the appropriate legal guidance behind you, you can help avoid having your claim rejected.