Immediately. Disability claim forms are not like auto or health insurance claim forms. The very specific questions raised by a standard disability insurance claim forms require much thought. Once a claim form is submitted, it is part of the case forever. Disability insurance claims may stand or fall because of those initial claim forms.
To avoid mistakes and pitfalls which can result in delay or denial of legitimate claims, a knowledgeable, experienced disability insurance attorney should assist the claimant in preparing the claim forms before they are filed with the carrier.