This depends in part on whether the policy is a group policy covered by the Employee Retirement Income Security Act (“ERISA”), or is an individual disability income policy. Generally speaking, Courts allow carriers to take a “reasonable” amount of time to fully investigate a disability claim before making a determination. It is important to reach out to your attorney to discuss your NJ disability claim.
What constitutes a “reasonable” time will depend in large measure on the facts of each case. In ERISA cases, carriers generally have 90 days to decide a claim, but this time period can, and often is, extended for good cause.
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The finest way to get disability protection is to contact an experienced and knowledgeable Disability attorney who is best at NJ disability claims. If you are going to file a disability insurance claim contact disability attorney Mike Quiat.
Our ERISA attorneys have the abilities and experience you need to maximize your chances of securing an acceptable outcome for your NJ Disability claim. It is important to reach out to your ERISA attorney to discuss anything about your claim so that you fully understand the process, timeline, and statute of limitations. We will analyze your case and provide compassionate advice. We guide our clients through the proceedings to ease some of the difficulties that come across during court proceedings. Call our New Jersey ERISA Law Firm today for a free consultation.