Yes. Disability insurance carriers will not pay a disability claim unless a competent medical provider has certified the disability and its impact on claimant’s ability to do his or her job. The physician must not only describe your illness or injury in detail, but must explain to the insurer why the illness or injury prevents claimant from performing his/her job duties. All disability claimants must be under the continuing care of a licensed medical practitioner, who is competent to treat the disabling condition, and can attest to the ‘restriction and limitations” which prelude that claimant from returning to gainful employment.
The New Jersey disability attorneys at Uscher, Quiat, Uscher & Russo, P.C. may be able to help you sort out the complicated process of disability claims. Call for more information today.