Whether they didn’t do their homework, or they simply let ChatGPT write the letter, First Unum Life Insurance Company recently sent a doozy of a fiction-based rejection that the court refuted in short order. In Graziano v. First Unum Life Ins. Co., the plaintiff...
Month: August 2023
Navigating the ERISA appeals process for long-term disability claims
An unfortunate fact in the ERISA long-term disability world is that many people will find themselves appealing decisions which deny or terminate benefits. Whether the insurance company denied your initial application, or your benefits were cancelled later, you must...