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erisa claims

ERISA Attorney

New Jersey ERISA Attorney Explains ERISA Claims

New Jersey ERISA Attorney Mike QuiatThere is only one reliable way to appeal denied ERISA claims for long term disability or life insurance benefits. And that is to know how to unlock the often complex rules that govern ERISA claims. Even many attorneys are not familiar with the intricacies of ERISA law. It is therefore necessary to work with an experienced ERISA attorney.

After faithfully paying premium for years through your place of employment, ERISA may refuse to hold up their end of the bargain and refuse to make disability payments. For many policy holders, denied ERISA claims always seems to happen just as they become sick or injured. Thus, it happens when need their benefits the most since they’re unable to work.

When that happens, UQU&R’s veteran New Jersey ERISA attorney, Mike Quiat, says “DON’T STAND ALONE.” ERISA is a complex Federal law that comes with its own rules and timetables, which are very strictly enforced by Federal judges, and what you need is a veteran disability insurance attorney who is experienced in pursuing ERISA benefits so that you can get through the claims process successfully.

How Our NJ ERISA Lawyer Can Help

Our experienced New Jersey ERISA lawyer is accustomed to acting quickly. This is because we know that their clients are hurting physically, psychologically, and economically. ERISA lawyers know how to get the job done, starting with the full and complete medical information report that all individual ERISA disability insurance claims must have to be successful.

Uscher, Quiat, Uscher & Russo, P.C., has represented ERISA, LTD, life and disability insurance clients in New Jersey, New York, and throughout the United States for more than 30 years.

Among these attorneys is Mike Quiat, our senior partner. He has made ERISA, disability income, life insurance, and other complex insurance claims his specialty for more than three decades. Mike has successfully fought nearly every major insurance company to win ERISA denied benefits for a variety of claimants.

In addition to this, Mike has been a leader in the fight to level the playing field for ERISA claimants in New York and New Jersey, and throughout the nation. He has called for state insurance regulators to ban so-called “discretionary clauses” from ERISA policies in their respective states.

Such “discretionary clauses” give insurance companies nearly unlimited authority to approve or deny ERISA claims. And for many policy holders, this unfortunately means that they are denied benefits.

Also, once the insurer denies the claim, the ERISA claimant faces a much steeper uphill legal battle than would have been the case if the ERISA policy had not included a “discretionary clause”. You should not take a ERISA claims battle lightly.

Contact Our New Jersey ERISA Attorney for a Free Consultation

At UQUR, we commit ourselves to keeping clients informed and involved.

Call our New Jersey ERISA Attorney at 1-800-797-5575 for a no-cost phone consultation.  See how he can help you with an ERISA, life, or disability claim. Or e-mail us and Mike will contact you promptly.

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What Our Clients Say

  • Mr. Quiat was very specific about my options, chances of a successful appeal, and the costs of same. We did discuss the possibility of taking […]

    ~ Kevin

    unum disability claims
  • Mr. Quiat, and his Team were able to re-instate my disability benefits discontinued by Aetna Insurance. Mr. Quiat was always available, and responded quickly to […]

    ~ Carlos

    unum disability claims
  • Mr. Quiat . Is thorough , pleasant to work with . He exhibits complete competency of his profession . I would highly recommend him . […]

    ~ Insurance Client

    unum disability claims
  • Mike took the time in our initial meeting to truly understand my situation and what I was up against. He listened to my concerns and […]

    ~ Kevin

    unum disability claims
  • As I was facing some of the most difficult times of my life with seemingly no way out, I was most fortunate to meet Michael […]

    ~ Long Term Disability Client

    unum disability claims
  • HE IS THE BEST!!!! He listened very intently to me and took copious notes. At the end of my meeting with him I knew that […]

    ~ Arbitration Client

    unum disability claims
  • GREAT ADVOCATE, CARING, HIGHLY ATTENTIVE, NOT GREED DRIVEN.
    Michael Quiat handled my long term disability case and did so in a very caring manner. […]

    ~ Barbara

    unum disability claims
  • TOP OF THE LIST OF ATTORNEYS Mr. Quiat responded to all of my phone calls and emails in a timely manner. Mr. He is very […]

    ~ Insurance Client

    unum disability claims
  • SOLID EXPERTISE Solid expertise… Very responsive in client concerns\Effective advocate in handling interactions with opposing party.

    ~ Employee Benefits Client

    unum disability claims
  • THE MOST RESPONSIVE ATTORNEY Mike stands out as the most responsive attorney…He always made it as easy as possible for me to get things done, […]

    ~ Insurance Client

    unum disability claims
  • EXTRAORDINARY ATTORNEY Mike Quiat is an extraordinary attorney…His extensive experience and expertise was instrumental in obtaining and maintaining my LTD benefits… The compassion he showed […]

    ~ LTD Client

    unum disability claims
  • WE NEVER HAD TO GO TO COURT Mr. Quiat took over the case, and, due to a combination of his meticulous attention to detail in […]

    ~ Insurance Client

    unum disability claims
  • EXCELLENT!They were very professional, responsive to my questions, and successfully represented me with my claim. I would highly recommend Michael Eli Quiat and Joe Russo […]

    ~ LTD Client

    unum disability claims
  • WELL PREPARED AND PRESENTED Mr. Quiat’s appeal on my behalf was so well prepared and presented there is no doubt something like this is best […]

    ~ Insurance Client

    unum disability claims
  • MIKE GOT RESULTS I’ve worked with many attorneys over the course of my business career. Mr. Quiat is not only knowledgeable and capable, but also […]

    ~ Insurance Client

    unum disability claims
  • WE SUED AND WON… My disability insurance company stopped paying me. We sued and won and Mike got my payments reinstated… I trusted Mike completely, […]

    ~ Insurance Client

    unum disability claims
  • GENUINE CONCERN FOR THE CLIENT I have personally seen Mike Quiat in action on ERISA long term disability cases. Mike takes a personal interest in […]

    ~ Insurance Client

    unum disability claims
  • I NEVER HAD A PROBLEM… I have found him to be experienced, knowledgeable, but not over-bearing … I never had a problem getting appointments, reaching […]

    ~ Employee Benefits Client

    unum disability claims
  • THE HIGHEST REGARD… Michael and his staff have always been very professional, polite, and well informed. … I have nothing but the highest regard for […]

    ~ Contracts Client

    unum disability claims
  • RESPECT AND COMPASSION… I was very scared, anxious, intimidated and unsure of how to handle a particular disability insurance claim with a big company.Mike immediately […]

    ~ Arbitration Client

    unum disability claims
  • “CAN DO” ATTITUDE… When my wife and I met Mr. Quiat my life was in turmoil. Mike sat us down and very calmly listened …When […]

    ~ Insurance Client

    unum disability claims
unum claims New York ERISA Attorney

Professional Affiliations

  • unum disability claims
  • unum claims
  • American Bar Association
  • Avvo
  • Martindale
  • NYC Bar
  • NJSBA
  • Bergen Bar

Areas Served :

Proudly serving all of New York and New Jersey.