When Insurers Won't Pay!

Life Insurance Claim Law – We Can Help


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Help With Life Insurance Claims

In New Jersey and New York

 

Grief over the death of a loved one is difficult enough.  Adding the burden of wrongfully denied insurance proceeds can overwhelm a surviving beneficiary . Uscher, Quiat, Uscher & Russo, P.C., helps you stand up and fight insurance companies for nonpayment of death benefits you rightfully deserve.

Experienced Advocacy For You At A Most Vulnerable Time

Free Initial Consultation: 1-800-797-5575

Serving policyholders in the New York Metro Area, UQU&R insurance lawyers regularly battle the biggest insurance carriers in the United States. Lead attorney Mike Quiat has been litigating life insurance claims for more than 25 years.  He knows the carriers and how they operate from hard “in the trenches” experience

So, when your family financial picture becomes clouded by suddenly losing someone to accident or illness, know that Mike will aggressively and knowledgeably pursue full and timely compensation for you.

Denial of Life Insurance Claims

With major dollars on the line in a life insurance payout, insurance companies, relying on the “wimp” factor, may look for any excuse to deny death benefits to beneficiaries:

  • Cause of death — UQUR represented the family of a person who had high altitude pulmonary edema, a rare medical condition, who died of a seizure aboard a commercial carrier. The policy language covered only death by “natural causes“.  The insurer claimed the cause was “accidental death” brought on by high altitude. After UQU&R’s legal team found that this precise issue had been decided against an insurance carrier in a similar case in California, the insurer paid the claim.
  • Incontestability — An insurance company may deny life insurance claims because of omitted facts or misstated information on the application for insurance. UQU&R argues incontestability if the information was provided in good faith and the carrier continued to collect premiums for several years without noticing the errors. The insurers must prove intentional fraud to cancel coverage.
  • Pre-existing Conditions — Many insurance companies, when faced with paying out on a life policy, deny benefits because they say that the deceased concealed a medical condition when applying for the policy so as to qualify for coverage. UQU&R has won policy payouts with the counter-argument of post-claim underwriting: that is, that the insurance carrier was happy to take the deceased’s premiums without checking available data, and only scrutinized medical information after a claim was filed.

Responsive, Aggressive Representation: 1-800-797-5575
Insurance companies have very little sympathy for policy beneficiaries coupled with   a strong inclination to deny claims if they can dream up any kind of excuse to do so.  And, you can be sure they are very good at dreaming. 

UQU&R does care for people, and UQU&R attorneys fight hard to secure the life insurance benefits clients desperately need.

UQU&R attorneys promptly return phone calls and take the time to examine your policy and explain your rights. Contact our insurance attorneys for an experienced examination of your policy language and the merits of your case.

Uscher, Quiat
Uscher & Russo, P.C.

New Jersey Office
433 Hackensack Avenue
Hackensack, NJ 07601
Tel: 800-797-5575
Tel: 201-342-7100
Fax: 201-342-1810

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Get Directions

New York Office
355 Lexington Avenue
New York, NY 10017
Tel: 800-797-5575
Tel: 212-856-1214
Fax: 212-983-0772

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