Aggressive Pursuit of Erisa Claims

     You have lived up to your obligation by dutifully paying your monthly premiums, only to have the insurance company fail to hold up its end of the bargain in your time of need. If your claim for long-term disability income is unjustly delayed or denied, contact our experienced disability income/ERISA claims attorneys to stand up for your rights in a hurry.

     Uscher, Quiat, Uscher & Russo, P.C., represents disability income clients in New Jersey and New York and Erisa clients nationwide, securing benefits under both employer-sponsored disability insurance plans, as well as private disability income policies. Practicing for 25 years, attorney Mike Quiat focuses on disability and insurance claims. He has successfully battled just about every major insurance company to win compensation for many, clients.

     Clients have direct access to our capable and veteran attorneys: Michael Quiat, Arthur Uscher, Joseph Russo and Patrick X. Amoresano. Our New York and New Jersey litigation lawyers handle a wide range of legal services and they always keep you in the loop.

     Many employers offer disability income insurance as a benefit of employment. It provides a financial safety net when one’s ability to earn a living is suddenly halted by a lengthy illness or serious injury. These group policies are regulated by the federal Employee Retirement Income Security Act (ERISA), whether the employee pays some, all, or none of the premiums. In addition, millions of Americans purchase and maintain private disability income insurance policies.

     Many times, insurance companies fail to fulfill their responsibilities. They routinely deny reasonable claims. This is especially true in claims which are based upon psychiatric or neurological disabilities.  They force claimants to jump through an endless sequence of bureaucratic hoops to obtain benefits. Just when you think you’ve satisfied all requirements, they ask for “more information.”

     Given the checkered regulatory history of some of the disability income insurers, it is no secret that long term disability and Erisa claims are hotly contested by carriers. You are at a distinct disadvantage without experienced legal counsel at your side. The stakes are too high to for you to go it alone.

The Experienced Advocate You Need

     If you are getting an administrative runaround or a flat-out denial of benefits, UQUR can help. We understand that your bills are mounting, and we act swiftly to secure your compensation in the timeliest manner. We examine your policy, help you prepare your notice of claim, and direct the aggressive pursuit of your disability claim or ERISA appeal to a conclusion as quickly as possible.

     Mike Quiat is one of the few true practitioners in the highly specialized disability income insurance field. As a New York and New Jersey disability income and ERISA claim attorney, he has secured compensation for clients through direct negotiations with insurance carriers and through federal and state court litigation. He has a keen understanding of disability law and the claims handling practices of various insurers. Mike knows what insurance companies can and cannot legitimately demand of insureds and when such conduct crosses the line and becomes bad faith, Mike is always ready to act.

     ERISA litigation is governed by federal law. Your rights and remedies in ERISA claims are different from other insurance claims in state court. Mike will fully explain the process and what to expect in plain, easy to understand language.

NEWS OF INTEREST
  Legal Services of New Jersey selected veteran disability insurance attorney Michael E.  Quiat of Uscher, Quiat, Uscher & Russo, to serve on a panel of experts to present a workshop on Erisa and Employer-sponsored Benefits at a recent all-day LSNJ seminar in East Brunswick, NJ. 

   The workshop focused on Erisa causes of action, defenses and remedies when health care benefits are denied or terminated.  Federal-State preemptions issues were also discussed. 
   LSNJ is the centralized hub for referrals to public interest legal entities in the State.