|
The key to proving "disability" is the definition of the word in your policy. If the definition in your policy is "own occupation", then benefits will be paid if you are disabled so that you cannot perform your “own occupation” (occupation-specific disability). If the definition is "any occupation", then you will be paid if you are unable to perform “any occupation”.
Mike Quiat examines the terms and exclusions of your policy and advises on the viability of your claim. It may be as simple as getting a doctor to certify your disability, or there may be complex legal issues that could go either way in court. In any case, you are assured of honest legal counsel and aggressive representation by a professional experienced in just the area you need - disability income insurance law.
NEWS OF INTEREST Legal Services of New Jersey recently selected veteran disability insurance attorney Michael E. Quiat of Uscher, Quiat, Uscher & Russo, to serve on a panel of experts to present a workshop on Erisa and Employer-sponsored Benefits at an all-day LSNJ seminar in East Brunswick, NJ.
The workshop will focused on Erisa causes of action, defenses and remedies when health care benefits are denied or terminated. Federal-State preemptions issues were also discussed. LSNJ is the centralized hub for referrals to public interest legal entities in the State.
Contact Mike Quiat to discuss your private policy claim He is dedicated to responsive, knowledgeable legal representation. Mike will answer your inquiry promptly and keep you informed and involved throughout the process. |